Liquidity solutions
An active player in the liquidity space for over 30 years, our solutions help corporates and institutions to manage their operational and excess cash holdings through low-risk, liquid and diversified investment solutions.¹
Why invest in liquidity solutions?
Flexibility
Contrary to alternative products such as bank-issued term deposits, investors in high-quality and liquid products can typically redeem their cash at any time and without penalty.2
Reduced counterparty risks
Generally considered a stable and low-risk investment solution, money market funds offer a greater degree of geographic, sector and issuer diversification than direct investments, which can help to minimise counterparty risk.
Enhanced return potential
Liquidity solutions seek to enhance return potential relative to traditional cash or bank deposits by investing in money market and short-dated fixed income instruments. The low-risk nature of these investments can also help to preserve capital and avoid potential losses.
Featured strategies
Insticash EUR Government CNAV
Targets an optimal outcome over a 1-day period while seeking to preserve capital and minimise credit risk.
Learn moreOur expertise
A leading provider of liquidity solutions
With over 30 years’ experience in active money market and short duration fixed income management, we are among the leading European providers of liquidity solutions, managing over EUR 175 billion in assets on behalf of clients across global institutional and corporate markets.3
Capacity to add value across cycles
We have a long track-record of adding value through different economic cycles, both in rising and declining rate environments. We actively manage rate, credit duration and liquidity risk.
A focus on ESG4
ESG considerations form an integral part of our liquidity solutions.5 As such, we favour issuers with better than average ESG6 scores and engage with lower-rated companies to help improve the way companies operate. Notably, most of our money market solutions are classified as EU SFDR Article 8.7
Our range of liquidity solutions
We offer a diverse range of high-quality open-ended funds in major currencies ‒ EUR, USD and GBP ‒ to help clients actively manage their excess cash holdings over different time horizons. In addition, we can also offer SMA8 for clients who require more tailored solutions.
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Discover our strategies
We are progressively merging and streamlining our legal entities to create a unified structure, bringing together all our asset management activities under a single brand. This means, for now, you will see BNPP AM related featured strategies and AXA IM related featured strategies.
Team and resources
With a local presence in Paris, Brussels, London and New York, our dedicated team of over 30 investment professionals, including a team of five portfolio managers averaging 30 years of industry experience, takes a collaborative approach to actively manage money market and short duration solutions for clients globally.9
The team is supported by credit research analysts in our Global Fixed Income Group, who conduct fundamental research and provide credit notes on issuers and industries. Team members also benefit from access to company-wide resources including our global trading and risk management platform, dedicated Sustainability Centre, Quantitative Research Group, and Macro Research team.
Managed in liquidity solutions10
Providing liquidity solutions for our clients11
Get in touch
Got a question? Our team is happy to help
[1,9,11] BNP Paribas Asset Management as of 30 September 2025. Rounding to the nearest whole number. AXA Investment Managers integrated.
[2] Please refer to legal documentation. Prospectus and KID are leading.
[3,10] BNP Paribas Asset Management as of 30 September 2025. Advisory to external clients and Joint Ventures included in AUM. AXA Investment Managers integrated as of 30 September 2025. Rounding to the nearest whole number.
[4,5,6] ESG: Environmental, Social, Governance. ESG assessments are based on BNP Paribas Asset Management’s proprietary sustainable investment methodology, which integrates all three aspects of E, S and G.
[7] EU SFDR: European Union’s Sustainable Finance Disclosures Regulation. Following EU SFDR that came into force on 10 March 2021, , financial entities such as BNP Paribas Asset Management who sell products into the EU are required to classify the products they manufacture or advise into three SFDR (Sustainable Finance Disclosure Regulation) categories: Products with sustainable investment objective (Article 9); Products promoting environmental or social characteristics (Article 8); Non-sustainable products (Article 6). For further information, please refer to the respective prospectuses and Key Information Documents/Key Investor Information Documents.
[8] SMA: Separately managed accounts
Important information
Marketing communication. For professional investors only.
Past performance or achievement is not indicative of current or future performance. Performance is calculated net of fees unless otherwise stated.
Any views expressed here are those of the author as of the date of publication, based on available information, and subject to change without notice. This material does not constitute investment advice.
Investments are subject to market fluctuations and the risks inherent in investments in securities. The value of investments and the income they generate may go down as well as up and it is possible that investors will not recover their initial investment. There is no guarantee that the performance objective will be achieved.
Investments are subject to market fluctuations and the risks inherent in investments in securities. The value of investments and the income they generate may go down as well as up and it is possible that investors will not recover their initial investment. There is no guarantee that the performance objective will be achieved.
Money market sub-funds may be exposed to other risks defined below.
CAPITAL LOSS RISK: The value of the investments in Financial Instrument(s) and the returns generated by the described funds may go down as well as up. Investors may not get back the amount they originally invested.
INTEREST RATE RISK: The value of an investment may be affected by interest rate fluctuations. Interest rates may be influenced by several elements or events, such as monetary policy, the discount rate, inflation, etc.
CREDIT RISK: This is the risk that may derive from the rating downgrade of a bond issuer to which the sub-funds are exposed, which may therefore cause the value of the investments to go down. Sub-funds investing in high-yield bonds present a higher than average risk due to the greater fluctuation of their currency or the quality of the issuer.
COUNTERPARTY RISK: This risk relates to the quality or the default of the counterparty with which the Management Company negotiates, in particular involving payment for/delivery of financial instruments and the signing of agreements involving forward financial instruments. This risk is associated with the ability of the counterparty to fulfil its commitments (for example: payment, delivery and reimbursement). This risk also relates to efficient portfolio management techniques and instruments. If counterparty does not live up to its contractual obligations, it may affect investor returns.
MMFs ARE NOT GUARANTEED INVESTMENTS. An investment in MMFs is different from an investment in deposits, there is a risk that the principal invested in an MMF is capable of fluctuation. The MMF does not rely on external support for guaranteeing the liquidity of the MMF or stabilising the NAV per unit or share. The risk of loss of the principal is to be borne by the investor.
ENVIRONMENTAL, SOCIAL AND GOVERNANCE (ESG) INVESTMENT RISK: The lack of common or harmonized definitions and labels integrating ESG and sustainability criteria at EU level may result in different approaches by managers when setting ESG objectives. This also means that it may be difficult to compare strategies integrating ESG and sustainability criteria to the extent that the selection and weightings applied to select investments may be based on metrics that may share the same name but have different underlying meanings. In evaluating a security based on the ESG and sustainability criteria, the Investment Manager may also use data sources provided by external ESG research providers. Given the evolving nature of ESG, these data sources may for the time being be incomplete, inaccurate or unavailable. Applying responsible business conduct standards in the investment process may lead to the exclusion of securities of certain issuers. Consequently, the Sub-Fund’s performance may at times be better or worse than the performance of relatable funds that do not apply such standards.
This is not an exhaustive list of risks. For a full description of risks associated with each fund, please consult a client relationship manager or the global BNP Paribas Asset Management website: www.bnpparibas-am.com.
Any views expressed here are those of the author as of the date of publication, based on available information, and subject to change without notice. This material does not constitute investment advice.